Privacy Policy

MoneyWise: Smart Budget Track

Effective Date: June 2, 2026  |  Last Updated: June 2, 2026

Contents

  1. Overview
  2. Information We Collect
  3. How We Use Your Information
  4. Data Storage & Security
  5. Data Sharing & Disclosure
  6. App Permissions
  7. Children's Privacy
  8. Your Rights & Choices
  9. Changes to This Policy
  10. Contact Us

👁 1. Overview

Async Arcade ("we", "us", or "our") operates the MoneyWise: Smart Budget Track Android application (the "App"). This Privacy Policy explains what information we collect, how we use it, and the choices you have regarding your information.

By using the App, you agree to the practices described in this policy. If you do not agree, please discontinue use of the App.

Short version: MoneyWise stores all your budget data locally on your device. We do not collect, transmit, or share your personal or financial information with anyone.

📋 2. Information We Collect

MoneyWise is designed with privacy at its core. Here is exactly what data the App handles:

Data Type Description Where It Lives
Budget & expense entries Transactions, categories, amounts, dates, and notes you enter manually Your device only
App preferences Settings such as currency, theme, and notification preferences Your device only
We do not collect your name, email address, phone number, location, device identifiers, IP address, or any financial account credentials.

⚙️ 3. How We Use Your Information

All data you enter into MoneyWise is used solely to provide the core functionality of the App:

We do not use your data for advertising, profiling, or any purpose beyond the features you actively use within the App.

🔒 4. Data Storage & Security

All data created in MoneyWise is stored exclusively on your device using Android's local storage mechanisms (SQLite database and SharedPreferences). No data is transmitted to any external server, cloud service, or third party.

Note on device backups: If you have enabled Android's automatic backup feature, your App data may be included in your device backup managed by Google. This is controlled entirely by your device settings and Google's policies, not by us.

🤝 5. Data Sharing & Disclosure

We do not sell, trade, rent, or otherwise transfer your information to any third party — because we never receive it in the first place.

The App does not integrate any of the following:

📱 6. App Permissions

MoneyWise requests only the permissions necessary for its features:

Permission Why It Is Needed
POST_NOTIFICATIONS To send local budget alerts and spending reminders that you configure inside the App. No data leaves your device as a result of this permission.

You can revoke the notification permission at any time via Android Settings → Apps → MoneyWise → Notifications.

👶 7. Children's Privacy

MoneyWise does not knowingly collect personal information from children under 13 years of age (or the applicable age of digital consent in your jurisdiction). Because the App stores all data locally and does not transmit any information to us, no personal data from any user — including children — is collected by Async Arcade.

If you believe a child has provided personal information through the App in a way that reaches us, please contact us at asyncarcade@gmail.com and we will address it promptly.

⚖️ 8. Your Rights & Choices

Because all data resides on your device, you have full control over it at all times:

Residents of the European Economic Area (EEA), California, and other jurisdictions with data-access rights may submit requests to asyncarcade@gmail.com. Because no personal data is held by us on external servers, such requests can typically be fulfilled immediately by deleting the App from your device.

🔄 9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date at the top of this page and, where material changes are made, notify you through an in-app notice or an updated listing on the Google Play Store.

Continued use of the App after any changes constitutes your acceptance of the updated policy. We encourage you to review this policy periodically.

✉️ 10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your data, please reach out to us:

We aim to respond to all inquiries within 7 business days.